Qesto
Features

Everything Qesto does

The real app with sample data. Click around.

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Safe to spend

Know what you can spend today

Bills and taxes before your next income come off first. The rest is split by day.

  • Tap a line to see the payments behind it
  • Premium warns before an account drops below zero

Dashboard

Your money at a glance: balances, this month's spending and what's coming up.

Balance trend

Total balance
49,850.50 EUR+18.2% vs Aug 1–28

Expenses

Planned payments

Next 30 days

Invoice - Client A
BusinessEvery month
+3,000.00 USDManual
Pharmacy - prescription
MainEvery month
−42.00 EURManual
Weekly groceries
MainEvery week
−320.00 EURManual
Parking garage
CashEvery month
−40.00 EURAuto
Coffee subscription
CashEvery week
−35.00 EURAuto
In
+8,000.00 EUR
Out
−5,083.99 EUR
Net
+2,916.01 EUR
In
+6,000.00 USD
Out
−99.00 USD
Net
+5,901.00 USD

Cash flow

Income vs. spending

Left over
4,630.51 EUR+4.8% vs Aug 1–28
Saving rate
57.9%+2.7pp vs Aug 1–28
Income
8,000.00 EUR
Spending
3,369.49 EUR

Safe to spend New

Left today0.00 EUR
Spent 45.00 EURToday's share 1.29 EUR
Kept aside from before 22 Sept 23,914.51 EUR
Free to spend until 20 Oct 0.00 EUR

Last records

Success!
Accounts & balances

Every account, one total

Checking, savings, cash and cards add up to one number.

  • Transfers between accounts count once, not twice
  • Net worth over time, month by month

Accounts

Your bank accounts, cards and cash. Each balance follows the records you add.

Success!
Transactions & templates

Add it in seconds, find it in one

One search across payees, categories and notes.

  • Amount filters like “>100”
  • Templates turn a routine entry into one click

Transactions

Every payment and income you've recorded. Search, filter or correct any of them.

Filters

Found 27 transactions

28 September 2026 (Monday)−45.00 EUR
Cash−45.00 EUR
27 September 2026 (Sunday)−60.00 EUR
Main−60.00 EUR
26 September 2026 (Saturday)−177.50 EUR
Main−163.00 EUR
Cash−14.50 EUR
25 September 2026 (Friday)−32.00 EUR
Main−32.00 EUR
24 September 2026 (Thursday)−90.00 EUR
Main−90.00 EUR
23 September 2026 (Wednesday)−2,500.00 EUR
Main−2,500.00 EUR
22 September 2026 (Tuesday)+8,000.00 EUR
Main+8,000.00 EUR
15 September 2026 (Tuesday)−76.00 EUR
Main−76.00 EUR
14 September 2026 (Monday)−90.00 EUR
Main−90.00 EUR
11 September 2026 (Friday)−31.00 EUR
Cash−31.00 EUR
10 September 2026 (Thursday)−75.00 EUR
Main−75.00 EUR
9 September 2026 (Wednesday)−35.00 EUR
Main−35.00 EUR
8 September 2026 (Tuesday)−145.00 EUR
Main−145.00 EUR
3 September 2026 (Thursday)−12.99 EUR
Main−12.99 EUR
28 August 2026 (Friday)−214.00 EUR
Main−214.00 EUR
24 August 2026 (Monday)−210.00 EUR
Main−210.00 EUR
23 August 2026 (Sunday)−2,500.00 EUR
Main−2,500.00 EUR
22 August 2026 (Saturday)+8,000.00 EUR
Main+8,000.00 EUR
19 August 2026 (Wednesday)−168.00 EUR
Main−168.00 EUR
15 August 2026 (Saturday)−175.00 EUR
Cash−175.00 EUR
12 August 2026 (Wednesday)−98.00 EUR
Main−98.00 EUR
9 August 2026 (Sunday)−90.00 EUR
Main−90.00 EUR
6 August 2026 (Thursday)−62.00 EUR
Cash−62.00 EUR
5 August 2026 (Wednesday)−52.00 EUR
Main−52.00 EUR
3 August 2026 (Monday)−12.99 EUR
Main−12.99 EUR
Success!
Budgets

See a limit filling up before it breaks

A monthly limit per category - subcategories count too.

  • On track, close or over, at a glance
  • Click a budget to see the transactions behind it

Budgets

Monthly limits for your categories, so you see what's left before you overspend.

Cash pocket moneyWeekly28 Sept – 4 OctAll categoriesCash
45.00 EURof 200.00 EUR
22.5% used155.00 EUR left
Eating outMonthly1 Sept – 30 SeptEating outAll accounts
225.00 EURof 300.00 EUR
75% used75.00 EUR left
GroceriesMonthly1 Sept – 30 SeptGroceriesAll accounts
170.00 EURof 800.00 EUR
21.2% used630.00 EUR left
Monthly spendingMonthly1 Sept – 30 SeptAll categoriesAll accounts
3,498.00 EURof 5,000.00 EUR
70% used1,502.00 EUR left
Success!
Recurring transactions

Bills that post themselves

Set salary, rent and subscriptions once. See the next 90 days.

  • Post automatically, or confirm each one
  • Suggestions when a payment repeats

Planned

Rent, salary, subscriptions: anything that repeats. Qesto adds it or reminds you when it's due.

Needs attention 3

Overdue−362.00 EUR | +3,000.00 USD
Invoice - Client A
+3,000.00 USD
BusinessEvery month
Due 25 Sept · 3 days late
Pharmacy - prescription
−42.00 EUR
MainEvery month
Due 26 Sept · 2 days late
Weekly groceries
−320.00 EUR
MainEvery week
Due 27 Sept · 1 day late

Upcoming

Next 30 days
In
+8,000.00 EUR
Out
−4,721.99 EUR
Net
+3,278.01 EUR
Next 30 days
In
+3,000.00 USD
Out
−99.00 USD
Net
+2,901.00 USD
Today−40.00 EUR
Parking garage
−40.00 EUR
CashEvery monthAuto
Wednesday 30 Sept−35.00 EUR
Coffee subscription
−35.00 EUR
CashEvery weekAuto
Thursday 1 Oct−2,532.00 EUR
Rent
−2,500.00 EUR
MainEvery monthAuto
Travel pass
−32.00 EUR
MainEvery monthAuto
Saturday 3 Oct−600.00 EUR
Vehicle insurance
−600.00 EUR
MainEvery yearAuto
Sunday 4 Oct−320.00 EUR
Weekly groceries
−320.00 EUR
MainEvery weekManual
Monday 5 Oct−99.00 USD
Software & apps
−99.00 USD
BusinessEvery monthAuto
6 Oct 2026−12.99 EUR
Streaming
−12.99 EUR
MainEvery monthAuto
7 Oct 2026−35.00 EUR
Coffee subscription
−35.00 EUR
CashEvery weekAuto
11 Oct 2026−320.00 EUR
Weekly groceries
−320.00 EUR
MainEvery weekManual
14 Oct 2026−35.00 EUR
Coffee subscription
−35.00 EUR
CashEvery weekAuto
18 Oct 2026−320.00 EUR
Weekly groceries
−320.00 EUR
MainEvery weekManual
20 Oct 2026+8,000.00 EUR
Salary
+8,000.00 EUR
MainEvery monthAuto
21 Oct 2026−35.00 EUR
Coffee subscription
−35.00 EUR
CashEvery weekAuto
25 Oct 2026−320.00 EUR | +3,000.00 USD
Invoice - Client A
+3,000.00 USD
BusinessEvery monthManual
Weekly groceries
−320.00 EUR
MainEvery weekManual
26 Oct 2026−42.00 EUR
Pharmacy - prescription
−42.00 EUR
MainEvery monthManual
28 Oct 2026−75.00 EUR
Parking garage
−40.00 EUR
CashEvery monthAuto
Coffee subscription
−35.00 EUR
CashEvery weekAuto
Success!
Multi-currency

Earn in dollars, spend in euros

Each account keeps its currency. Totals convert at daily rates.

  • The original amount is kept on every entry
  • One net worth across every currency

Dashboard

Your money at a glance: balances, this month's spending and what's coming up.

Balance trend

Total balance
49,850.50 EUR+18.2% vs Aug 1–28

Expenses

Planned payments

Next 30 days

Invoice - Client A
BusinessEvery month
+3,000.00 USDManual
Pharmacy - prescription
MainEvery month
−42.00 EURManual
Weekly groceries
MainEvery week
−320.00 EURManual
Parking garage
CashEvery month
−40.00 EURAuto
Coffee subscription
CashEvery week
−35.00 EURAuto
In
+8,000.00 EUR
Out
−5,083.99 EUR
Net
+2,916.01 EUR
In
+6,000.00 USD
Out
−99.00 USD
Net
+5,901.00 USD

Cash flow

Income vs. spending

Left over
4,630.51 EUR+4.8% vs Aug 1–28
Saving rate
57.9%+2.7pp vs Aug 1–28
Income
8,000.00 EUR
Spending
3,369.49 EUR

Safe to spend New

Left today0.00 EUR
Spent 45.00 EURToday's share 1.29 EUR
Kept aside from before 22 Sept 23,914.51 EUR
Free to spend until 20 Oct 0.00 EUR

Last records

Success!
CSV import & export

Bring your history, take it with you

Import a bank CSV or Wallet export. Export any time.

  • Review every row before it is saved
  • Duplicates are caught automatically

Import

Bring in records from your bank or another app with a CSV file, instead of typing them.

Choose a file or drag it hereCSV · max 2 MB
Success!
Labels

Cut across categories

Tag a trip or a project to see its full cost.

  • Several labels on one transaction
  • Split expenses by label on the dashboard

Labels

Tags that cut across categories, like “Vacation”, to see what one trip or project cost.

Sort
Success!
Pricing

Free for good, Premium lifts the limits

Core features are in the free plan.

See pricingGet started - free

Start with this month

Free. No card needed.

Get started - free