QestovsBudgetBakers Wallet
A BudgetBakers Wallet alternative that does everything in your browser, with the core features free.
- Core features free
- The full app in your browser
- Free CSV export
- Records kept while you're away
At a glance
| Feature | Qesto | BudgetBakers Wallet |
|---|---|---|
| Where Qesto is ahead | ||
| Free plan | Core features, free for good. | Some features need Premium. |
| Full app in your browser | Budgets, planned payments and everything else. | Budgets and planned payments aren't in the web app. |
| Data export | Free and unlimited, as CSV. | Premium only. |
| Your records while you're away | Kept for as long as you have an account. | Accounts inactive for 6 months may be deleted. |
| Payees and notes | Encrypted with your password. | Encrypted with their keys, not yours. |
| In both | ||
| Multiple currencies | Each account in its own, totals at daily rates. | Yes |
| Planned payments | Post themselves or wait for you. Suggested from your history. | Yes |
| Templates | A routine entry in one click. | Yes |
| Labels | Several per record, with their own spending chart. | Yes |
| CSV import | Review every row. Duplicates are caught for you. | Yes |
Where Qesto is ahead
Free plan
Qesto Core features, free for good.
Wallet Some features need Premium.
Full app in your browser
Qesto Budgets, planned payments and everything else.
Wallet Budgets and planned payments aren't in the web app.
Data export
Qesto Free and unlimited, as CSV.
Wallet Premium only.
Your records while you're away
Qesto Kept for as long as you have an account.
Wallet Accounts inactive for 6 months may be deleted.
Payees and notes
Qesto Encrypted with your password.
Wallet Encrypted with their keys, not yours.
In both
- Multiple currenciesEach account in its own, totals at daily rates.
- Planned paymentsPost themselves or wait for you. Suggested from your history.
- TemplatesA routine entry in one click.
- LabelsSeveral per record, with their own spending chart.
- CSV importReview every row. Duplicates are caught for you.
Only in Qesto
The parts that do the thinking for you.
Smart search
Type “>100 last friday” or a payee, note or label. One box finds it.
Money back
Paid for a friend? Track what they owe you until it's back.
Suggested budgets
Limits drawn from a typical month of your own spending.
Suggested planned payments
Qesto spots payments that repeat and offers to plan them.
Payees
Every shop and person you pay, suggested as you type.
What you really save
Cash flow counts income after taxes, so what's left is truly yours.
AI insights
Spots what changed this month and what stands out.
Talk to your moneyComing soon
Ask AI about your spending and get answers from your own records.
Bring your Wallet history with you
- 1
Export from Wallet
Save your records as a CSV.
- 2
Import into Qesto
Accounts and categories are matched for you.
- 3
Check and save
See every row first. Ones already in Qesto are skipped.
BudgetBakers Wallet is a trademark of its owner. Qesto is not affiliated with it. Details checked 22 October 2026 and can change.